Today it is 1000 days until my husband’s 45th birthday.
It’s a good time to get serious about a few goals and dreams that we have.
I’ve been tracking our daily finances for years, and recently I did some more extensive tracking.
Because I needed to figure out why it always feels like there’s never enough.
I concluded that some of it is the culture we live in, some of it is misunderstanding on our part, and some of it is misplaced priorities.
I can’t do much about the culture, except choose whether or not I want to follow what it dictates.
I can do alot about the misunderstanding – I love to do the research and learn new things. Especially things that will be beneficial to those I love the most in this world.
And together with Josh, we can put the priorities in place according to what is truly important to us.
I’m giving us 1000 days to learn, grow, rearrange, renew, work hard, and play hard (for as close to free as we can get it ).
Why 1000 days?
Simply because I work better with deadlines, and 1000 days is enough time to figure things out, and 50 seemed a bit too long to be on this road.
45 is good. I’ll be 45 by then too. I’m 4 months older than my Joshua.
We will have been together for about 20 years (if you count our dating months). And we’ll have another 20 years until official “retirement” age. Smack-dab in the middle of our working lives together. Seems a good time to regroup.
Why Financial Freedom?
Financial freedom means we have choices.
We can choose to take a full-time salary, part-time salary, or side hustles for 20 years – until we’re 65.
We can choose to take time to travel or volunteer or spend time with family.
What are our goals?
$2000 paid off for recent car repairs, newer laptop for me, and some writing expenses.
$15,000 paid off for recent home repairs/renovations on 3 houses – our house plus our two rental properties.
About $10,000 saved up in a TFSA account.
About $65,000 put aside in RRSPs.
Rental properties are self-sustaining.
Part-time work or side hustle income = enough to cover ongoing expenses.
*We’ve been putting aside RESPs for the boys (along with other members of our family) since they were babies, so they should be OK for post-secondary education, but we’ll help if needed.
*We’ll need another car at some point soon – I haven’t figured that in the plan yet
Once in a while, I’ll fill you in on the numbers a little more as time goes on – maybe even a chart to track it all
Occasionally I’ll write about how we accomplish our goals over the next 1000 days.
Accountability is always good, so thank you for reading!
I wonder what the next 1000 days will bring…